Karl Lunney

Karl T. Lunney is a seasoned financial advisor with more than 30 years of experience helping individuals, families, and business owners gain clarity and confidence in their financial lives. As the founder of 360 Wealth & Benefits , Karl brings a holistic perspective that integrates payroll^*, employee benefits, retirement planning, and wealth management into one cohesive strategy.

Throughout his career, Karl has advised both growing companies and high -net-worth families on optimizing resources, reducing risk, and aligning financial strategies with long -term goals. He specializes in collaborating with accountants, insurance brokers, and business advisors to help create seamless, client -centered solutions.

Beyond his professional work, Karl is deeply rooted in his community and faith. He serves on the worship team at his church, coaches youth sports, and is actively involved in various church ministries. His commitment to service —both inside and outside the office —shapes his approach to financial advising, where he prioritizes trust, education, and lasting relationships.

When he’s not advising clients or serving in his church,Karl enjoys traveling with his family and exploring his love for music, especially through bass guitar.