About Us
A Team Defined by Discipline and Purpose
About
Where Intention Meets Execution
We built this firm on the belief that successful financial planning requires more than good intentions — it requires structure, discipline, and an unwavering focus on the details. Every strategy we develop begins with a deep understanding of our client's financial picture, risk tolerance, and long-term objectives. We don't take shortcuts, and we don't offer cookie-cutter solutions. Our clients work with us because they want a team that treats their goals with the same rigor they would. That's the standard we hold ourselves to, and it's the reason our practice continues to grow through client referrals.
What Makes Us Different
Built on Principles That Put You First
The way we work isn't accidental — it's the result of clearly defined principles that guide every decision we make on your behalf.
Our Mission
We exist to provide structured, research-driven financial guidance that helps our clients pursue their goals with clarity and confidence. Every recommendation we make is grounded in analysis, not assumption.
Our Vision
We aim to set the standard for what thoughtful, disciplined financial planning looks like — one client relationship at a time.
Our Core Values
Transparency, accountability, and intellectual rigor are at the center of everything we do. We believe you deserve to understand the "why" behind every strategy, and we'll always take the time to explain it.
Meet The Team
The Professionals Behind Your Strategy
Get to know the people, credentials, and shared philosophy that drive the work we do every day.
Karl Lunney
360 Wealth & Benefits – Founder Financial Advisor
Nick Albani
Vice President of Wealth Management
Beatrice Aparicio
Operations Manager at 360 Wealth Benefits
Get Started
Ready to Take the Next Step?
If you're looking for a team with a structured, research-driven approach to your financial life, we'd welcome the opportunity to talk. Let's start with a conversation about your goals.